EMI: A subsidiary of FPIC Insurance Group, Inc.

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4Worker's Comp /
     Property Casualty

4Employee Benefit
    Services

4Medical Malpractice /
    Management Liability

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4Working at EMI
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EMI provides complete brokerage and consulting services specializing in all facets of employee benefits including: group life, medical. dental, disability, vision and voluntary benefits. We provide strategic guidance while assisting our clients in the analysis, design, selection, communication and implementation of their employee benefit plans to insure these programs are pursuant to their goals and objectives.

EMI Employee Benefit Services Include:

     •    Program Analysis and Review
     •    Request for Proposal (RFP) Development & Submissions
     •    Renewal, Market Analysis & Coverage Recommendations
     •    Negotiations with Carriers and Third Party Vendors
     •    Assist with Implementation of all Employee Benefit programs
     •    Provide On-site Employee Communication and Education
     •    Development of Employee Benefit Guide
     •    Coordinate and Assist with Enrollment Process
     •    Funding Alternatives & Financial Analysis (Fully Insured & Self-funded)
     •    Contract Review and Interpretation
     •    Claims Advocacy Problem Resolution
     •    Government & Legislative Updates and Compliance Assistance
     •    Monthly/Quarterly Plan Performance Review
     •    Provide on going Service Necessary to Support Clients Employee Benefit Programs